Risk Disclosure

Important notice

This risk disclosure is issued by Hafeet Capital (Hong Kong) Limited, incorporated in Hong Kong and licensed by and regulated by the Securities and Futures Commission of Hong Kong (SFC). It is provided for general information only. Before using this website, any related digital service, or any financial service made available to you, please consider whether the relevant product or service is suitable for your circumstances and obtain independent professional advice where appropriate.

Key investment risks

1. General investment risk

All investments involve risk. The value of investments may rise or fall, and you may lose some or all of the amount invested. There is no assurance that capital will be preserved or that any return will be achieved.

2. Market risk

Economic conditions, interest rates, inflation, political events, investor sentiment and other market forces can affect the price and volatility of financial instruments. Periods of market stress can cause losses to occur quickly.

3. Liquidity risk

Some instruments may be difficult to sell, transfer or value at the time you wish to act. Limited market depth can lead to delays, wider dealing spreads or disposal at an unfavourable price.

4. Credit and counterparty risk

An issuer, borrower, custodian or counterparty may fail to meet its obligations. A downgrade, default, operational failure or insolvency may reduce the value of an investment or result in delayed or incomplete recovery.

5. Currency risk

Where an investment, income stream or liability is denominated in a currency other than your reference currency, exchange-rate movements can reduce returns or increase losses regardless of the underlying asset's performance.

6. Digital service and execution risk

Website and mobile-app access depends on communications networks, devices and systems that may be interrupted or compromised. Delays, outages, incorrect instructions or unauthorised access may affect the timing or execution of an instruction.

7. Custody and operational risk

The safekeeping and settlement of assets can involve third parties. Operational errors, fraud, cyber incidents or a service-provider failure may affect access to assets, records or transaction processing.

8. Legal and regulatory risk

Applicable laws, regulations, tax rules and market practices in Hong Kong and other relevant jurisdictions may change. Those changes can affect the availability, treatment or enforceability of a product, transaction or investor right.

9. Past performance

Past performance, forecasts and illustrative scenarios are not reliable indicators of future performance. Actual results may differ materially from historical data or any expectation.

10. No personal advice

Nothing on this website or related digital service is intended to be personal investment, legal or tax advice, or a recommendation to enter into a transaction. You remain responsible for assessing the suitability and risks of any decision in light of your own objectives, financial situation and needs.